The first snow has fallen, and the attempt that car owners have made to put off dealing with the fact that their vehicle may not make it through the winter has come to the forefront of their minds. It is time to contemplate the risk of stranding their family on a dark, icy road in subzero temperatures. Eight out of ten people who have visited Jay’s Auto Sales return whether they need a car but have bad credit or they are in good credit standing. Drivers from Lodi, Ohio, to Rittman, Ohio, looking for quick car loan approval for a quality pre-owned vehicle can rely on this Buy Here Pay Here dealer for a wide selection with in-house car financing. This local used car lot is perfect for individuals who want an affordable used car or truck with warranty and a low monthly payment, and they can also build their credit rating in the process. Anyone from Norton, Ohio, to Wadsworth, Ohio, can get started today with the online car loan application from Jay’s Auto Sales and replace their car before winter!